We didn't name our company InstaFunders because we fund slowly.
Our partners get their capital fast. Quick approvals, straightforward paperwork and dedicated underwriters — a speedy decision and capital in as little as one business day.
If you like…
…and same-day funding.
You're going to love working with InstaFunders.
From submission to funded, without the chase.
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1
Submit the deal
Email the signed application and the last three months of statements plus MTD (four for California) to instasubs@instafunders.com. Your representative confirms receipt and flags anything missing.
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2
Get a speedy decision
Our dedicated underwriters review the file and work to get to “yes,” with an offer you can take straight to your merchant.
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3
Your merchant gets funded
Contracts out, signed, funded — capital in as little as one business day.
Know what fits before you send it.
$10,000 to $2,500,000 per deal, terms up to 10 months, and second position and up as our strong suit (first position case by case). Merchants need 12 months+ in business, $50,000+ in monthly deposits with 5+ deposits a month, a 500+ credit score and an average of 5 or fewer negative days a month. We don't fund businesses in Utah, New York and Connecticut.
Submission checklist, stips, restrictions, requirements, size and term.
Read the guidelines → Stacking filesSecond-position funderWhat we look for in 2nd-position-and-up deals, and how to package them.
See what fits → QuestionsPartner FAQSubmissions, turnaround, renewals, syndication, white label and more.
Read the FAQ →Let's do business.
Tell us a little about your shop — it takes a minute — and a partner representative will be in touch.
Thanks, there. Talk soon.
A partner representative will reach out at your email to get your shop set up.
- 01We review your shop
The deals you send, your paper and what you need from a funder.
- 02We get you set up
A dedicated partner representative walks you through how we work.
- 03Send your first deal
You get a fast answer and the hard stop number up front.